EMI & Subscription Tracker - Privacy Policy

Privacy Policy

Effective Date: June 1, 2026

App Name: EMI & Subscription Tracker

Developer: Future Developer X

Contact: futuredeveloperx@gmail.com

1. Introduction

EMI & Subscription Tracker ("the App") is a personal finance tool designed to help users track their monthly EMIs and subscriptions. We are committed to protecting your privacy. This Privacy Policy explains what data we collect, how we use it, and your rights.

2. Data We Collect

The App is designed to work completely offline. All data you enter — including EMI names, amounts, subscription details, and monthly income — is stored only on your device using local storage (AsyncStorage). We do not collect, transmit, or store any of your personal or financial data on external servers.

We do not collect:

• Personal identification information
• Financial account details or bank information
• Location data
• Device identifiers
• Usage analytics or crash reports

3. Permissions We Use

The App requests the following permissions:

• POST_NOTIFICATIONS — To send you reminders before your EMI or subscription due dates. Notifications are scheduled locally on your device and do not involve any external servers.
• SCHEDULE_EXACT_ALARM — To deliver reminders accurately at the right time on your device.

No other permissions are requested or used.

4. Third-Party Services

The App does not integrate with any third-party analytics, advertising, or data collection services. There are no ads in the current version of the App.

5. Data Security

Since all data is stored locally on your device, the security of your data depends on your device's security settings. We recommend using a screen lock on your device. We have no access to your data and cannot recover it if lost.

6. Data Deletion

You can delete all your data at any time by using the Reset All Data option in the app's Menu screen. Uninstalling the App will also permanently delete all locally stored data.

7. Children's Privacy

This App is not directed at children under the age of 13. We do not knowingly collect any personal information from children.

8. Changes to This Policy

We may update this Privacy Policy from time to time. Any changes will be reflected on this page with an updated effective date. We encourage you to review this page periodically.

9. Contact Us

If you have any questions or concerns about this Privacy Policy, please contact us at:

📧 futuredeveloperx@gmail.com